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Savings Accounts
Saving for the future? Saving and investing your money at Veridian is one of the smartest things you can do. Every penny you have here is insured, to at least $250,000, through the NCUA (National Credit Union Administration), a U.S. Government Agency. Let us help you decide which savings plan will work best for you.

If you want... Then you need...
Instant access to funds, good rates Member Equity Savings
Instant access to funds, $1,000 minimum balance, better rates Money Market
Limited access to funds, minimum balance, higher rates CD
Limited access to funds, tax advantages, higher rates IRA (retirement/education)

Member Equity Savings
The Member Equity Savings account was created as a way to share Veridian’s success with you, our members. When the credit union has a prosperous year, profits are shared in the form of dividends, and deposited into your account.

With our Member Equity Savings account you earn a higher rate than in a regular savings account at most other financial institutions. There’s a $5 minimum balance and this qualifies you for a lifetime membership at Veridian. You'll receive dividends on your account when a balance of $50 is maintained. Dividends are computed daily and posted monthly.


What's New

Labor Day hours for Veridian branches.
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Veridian offers storm loan to help Iowans affected by flooding.
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Do you need estate planning? First Community Trust can help.
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Kick off fall with a bang at Vinton Boomtown.
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