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Loans
Help protect your loans with Veridian Credit Union Payment Protection
Now you dont have to lay awake at night worrying about what will happen if the unexpected strikes. Veridian Credit Union Payment Protection is a voluntary debt protection program that steps in when you and your family need help the most.

Payment Protection provides you with Loss of Life, Disability, and Involuntary Unemployment packages that cancel or defer debt if specified protected events occur helping protect your consumer and home equity loans. With Payment Protection, you choose the right amount of protection no more, no less.

Other benefits include:

  • Helps protect your covered loan which may reduce impact on your credit rating
  • Simple eligibility requirements
  • Simplified enrollment
  • Immediate enrollment for eligible borrowers
  • Convenience of including in your monthly payment

Payment Protection Packages Available for Consumer & Home Equity Loans:

Package 1 Package 2 Package 3
Loss of Life
Disability
Involuntary Unemployment
Loss of Life
Disability
Loss of Life

Consumer Loan Protection for Covered Events
  • Can protect up to two borrowers
  • Protection for loss of life, disability, and involuntary unemployment
  • Cancels the loan balance up to $100,000 in the event of death up to age 70; on/after age 70, 25% of the balance is canceled, up to $25,000
  • Provides up to 12 months or $12,000 of disability protection
  • Provides up to 3 months or $1,500 of involuntary unemployment protection

Home Equity Protection
  • Can protect up to two borrowers
  • Protection for loss of life, disability, and involuntary unemployment
  • Cancels loan payments up to 12 months or $12,000 in the event of death up to age 70; on/after age 70, 25% of the balance is canceled, up to $25,000
  • Provides up to 12 months or $12,000 of disability protection
  • Provides up to 3 months or $1,500 of involuntary unemployment protection

Disclosure: Your purchase of Payment Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your Veridian Credit Union loan representative, or refer to the Member Agreement for a full explanation of the terms of Payment Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.
DPGAP-0114-56B9

If you are interested in receiving more information on Payment Protection, contact us by phone, email, or chat today!