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Federal Housing Administration (FHA)
  • FHA loans allow you to purchase a home with only a three percent down payment and the down payment can be a gift from a relative
  • Underwriting guidelines are more relaxed
  • FHA will approve loans with higher debt ratios and less than perfect credit
  • The maximum purchase under this program is $200,160

To get in touch with one of our Mortgage Loan Officers, click the contact us button below:

What's New

Labor Day hours for Veridian branches.
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Veridian offers storm loan to help Iowans affected by flooding.
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Do you need estate planning? First Community Trust can help.
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Kick off fall with a bang at Vinton Boomtown.
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