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Loans

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Vehicle Loans
Buying a vehicle is a major purchase. Deciding where to get your loan can be the easiest part of your decision! Veridian has loans available for new or used cars and trucks, recreational vehicles, boats, motor homes, and motorcycles. We make getting a loan easy and stress free. Before you begin shopping, check out our current loan rates.

Pre-Approval
We suggest getting pre-approved for your auto loan before you start looking. When you're pre-approved, you can shop knowing up front how much you can afford to spend on a new or used vehicle. Then you can visit the dealership with more purchasing leverage.

GAP Coverage
When shopping for a new vehicle, consider GAP coverage. GAP, or Guaranteed Asset Protection, is a supplement to your primary auto insurance. If you are purchasing a vehicle with less than a 20% down-payment, or trading in a vehicle for less than you owe, GAP coverage may be right for you.

Contact one of our Loan Officers if you would like help deciding what type of auto loan is best for you. Or if you already know what you want, click the button below and apply today! Calculate your monthly loan payment with our online calculators.

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If you have an unexpected emergency or cash is tight due to another expense, Delay-A-Pay allows you to "skip" your loan payment once per calendar year.

Car Shopping Tips
Drive Away Happy
Automatic Payment
NADA Vehicle Pricing and Info
Car Fax Report


What's New

Labor Day hours for Veridian branches.
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Veridian offers storm loan to help Iowans affected by flooding.
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Do you need estate planning? First Community Trust can help.
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Kick off fall with a bang at Vinton Boomtown.
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