How long does Bill Payment take?

When using Bill Payment your payment will be made electronically or by check, based on whether the payee accepts electronic payments and other factors. For example, some payees, such as individuals, cannot receive electronic payments so a check is printed and sent to the payee.

Payments that are sent electronically will be deducted from your account on the specified Send Date and are expected to be posted by the payee within two business days. You will know a payment is being sent electronically when there is a little electronic symbol in the left column next to your payee name.

Payments that are sent by check will be processed (mailed) on the specified Send Date and are expected to arrive five business days later, but are not withdrawn from your account until deposited by the payee — just like any other check. Because the mailing time for paper checks varies, it is recommended to have the appropriate funds available in your account on the Send Date. If the Payment Process Date falls on Saturday, Sunday or a federal holiday, the payment will be sent on the business day prior to the weekend or holiday date.

If you have additional questions, please contact a Veridian Credit Union Representative.