Savings Accounts
Deposit $5 or more into a savings account to become a Veridian member and gain access to great rates.
Wondering where to start?
Your ideal savings accounts depend on your financial situation and savings goals. You can have multiple savings accounts at the same time.
Watch our 'Saving for the Future' video to help determine your savings needs. This video is part of our 'Money Management' video series. Check it out for advice on starting your savings journey.
Our savings accounts
Beyond your standard savings account, choose additional services to add to your membership based on your unique goals.
Money Market
Savings
- Traditional and Premier tiers
- up to [ Show Rate ]
- APY·
- $1000 minimum Min. balance
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Open with as little as $1,000
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Higher interest rates
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Instant access to funds
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Available to open online
Certificate of Deposit (CD)
- Short and long terms available
- [ Show Rate ]
- 12-month term
- APY*
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Higher interest rates
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Jumbo, add-on, bump-up options available
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Available to open online
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NCUA insured investment
Youth & Teen
Accounts
- For savers under age 18
- [ Show Rate ]
- APY**
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Specially tailored to teens and younger members
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Minimum $5 balance to open
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Requires an adult joint owner
Veridian accounts are federally insured by NCUA up to $250,000.
More ways to save
Make your money do more.
Coverdell education savings
Save for higher education now, experience great tax^ benefits when your children go off to college.
Holiday Club
Stay ready for the holiday season all year long with this special savings account.
Savings account rates
Select an account type to view rates and related terms.
Limited-Time CD Specials
| CD Specials | CD | Interest Rate | APY* | Minimum Balance / Requirements |
|---|---|---|---|---|
| 12 month High Yield CD | CD Special |
[ Show Rate ] |
[ Show Rate ] |
$10,000 New Money≬ |
| 9 months | CD Special Jumbo CD |
[ Show Rate ] [ Show Rate ] |
[ Show Rate ] [ Show Rate ] |
$1,000 $100,000 |
| 21 months | CD Special Jumbo CD |
[ Show Rate ] [ Show Rate ] |
[ Show Rate ] [ Show Rate ] |
$1,000 $100,000 |
| 30 months | CD Special Jumbo CD |
[ Show Rate ] [ Show Rate ] |
[ Show Rate ] [ Show Rate ] |
$1,000 $100,000 |
CD Rates
| Term | CD | Interest Rate | APY* | Minimum Balance |
|---|---|---|---|---|
| 12 months Add-On CD | Tier 1 Tier 2 Tier 3 |
N/A [ Show Rate ] [ Show Rate ] |
[ Show Rate ] [ Show Rate ] [ Show Rate ] |
$0 - $49 $50 - $499 $500+ |
| 6 months | CD Jumbo CD |
[ Show Rate ] [ Show Rate ] |
[ Show Rate ] [ Show Rate ] |
$1,000 $100,000 |
| 9 months | CD Jumbo CD |
[ Show Rate ] [ Show Rate ] |
[ Show Rate ] [ Show Rate ] |
$1,000 $100,000 |
| 12 months | CD Jumbo CD |
[ Show Rate ] [ Show Rate ] |
[ Show Rate ] [ Show Rate ] |
$1,000 $100,000 |
| 15 months | CD Jumbo CD |
[ Show Rate ] [ Show Rate ] |
[ Show Rate ] [ Show Rate ] |
$1,000 $100,000 |
| 18 months | CD Jumbo CD |
[ Show Rate ] [ Show Rate ] |
[ Show Rate ] [ Show Rate ] |
$1,000 $100,000 |
| 21 months | CD Jumbo CD |
[ Show Rate ] [ Show Rate ] |
[ Show Rate ] [ Show Rate ] |
$1,000 $100,000 |
| 24 months | CD Jumbo CD |
[ Show Rate ] [ Show Rate ] |
[ Show Rate ] [ Show Rate ] |
$1,000 $100,000 |
| 30 months | CD Jumbo CD |
[ Show Rate ] [ Show Rate ] |
[ Show Rate ] [ Show Rate ] |
$1,000 $100,000 |
| 36 months | CD Jumbo CD |
[ Show Rate ] [ Show Rate ] |
[ Show Rate ] [ Show Rate ] |
$1,000 $100,000 |
| 39 months | CD Jumbo CD |
[ Show Rate ] [ Show Rate ] |
[ Show Rate ] [ Show Rate ] |
$1,000 $100,000 |
| 18 months | Bump-up? CD Jumbo Bump-up CD |
[ Show Rate ] [ Show Rate ] |
[ Show Rate ] [ Show Rate ] |
$1,000 $100,000 |
| 30 months | Bump-up? CD Jumbo Bump-up CD |
[ Show Rate ] [ Show Rate ] |
[ Show Rate ] [ Show Rate ] |
$1,000 $100,000 |
| 41 months | Bump-up? CD Jumbo Bump-up CD |
[ Show Rate ] [ Show Rate ] |
[ Show Rate ] [ Show Rate ] |
$1,000 $100,000 |
| 12-60 months | Teen CD | [ Show Rate ] | [ Show Rate ] | $100 |
| 12-60 months | Youth (12 and under) CD | [ Show Rate ] | [ Show Rate ] | $100 |
Traditional Money Market Rates
Premier Money Market Rates
| Name | Rate | APY | Requirements |
|---|---|---|---|
| Premier Money Market | [ Show Rate ] | [ Show Rate ] | $2,500 - $9,999 |
| Premier Money Market Tier 2 | [ Show Rate ] | [ Show Rate ] | $10,000 - $24,999 |
| Premier Money Market Tier 3 | [ Show Rate ] | [ Show Rate ] | $25,000 - $49,999 |
| Premier Money Market Tier 4 | [ Show Rate ] | [ Show Rate ] | $50,000 - $99,999 |
| Premier Money Market Tier 5 | [ Show Rate ] | [ Show Rate ] | $100,000 - $249,999 |
| Premier Money Market Tier 6 | [ Show Rate ] | [ Show Rate ] | $250,000 - $499,999 |
| Premier Money Market Tier 7 | [ Show Rate ] | [ Show Rate ] | $500,000 - $999,999 |
| Premier Money Market Tier 8 | [ Show Rate ] | [ Show Rate ] | $1,000,000+ |
Other Savings Rates
| Name | Rate | APY^ | Requirements |
|---|---|---|---|
| Additional Savings | [ Show Rate ] | [ Show Rate ] | $50 minimum balance to earn interest |
| HSA Savings | [ Show Rate ] | [ Show Rate ] | $50 minimum balance to earn interest |
| Youth Savings | [ Show Rate ] | [ Show Rate ] | $0 |
| Teen Savings | [ Show Rate ] | [ Show Rate ] | $5 min |
| IRA Savings | [ Show Rate ] | [ Show Rate ] | $50 minimum balance to earn interest |
| Holiday Club | [ Show Rate ] | [ Show Rate ] | $50 minimum balance to earn interest |
Compare our savings accounts
Explore the differences in the account types and select one to learn more.
| Savings | Money Market | CD | IRA | HSA | Youth & Teen Savings | Holiday Savings Club | |
|---|---|---|---|---|---|---|---|
| No monthly fees | |||||||
| Instant access of funds | ~ | ||||||
| Funds accessible by ATM or debit card | |||||||
| Higher yield rates | |||||||
| Federally insured by NCUA | |||||||
| Specific tax advantages^ | |||||||
| Specifically tailored to those under 18 | |||||||
| How to get started | Open Now | Open Now | Open Now | Apply Now | Apply Now |
*Consult a tax advisor for additional information
*APY = Annual Percentage Yield. Interest on CDs is compounded quarterly. APY is subject to change after account is opened except for CDs, the APY doesn't change on CDs until it matures. Interest rate locked when account is opened except for bump-up CDs, which can be converted to a higher rate once during their terms. Penalty may be imposed for early withdrawal, and fees could reduce earnings on account. Other rates and terms available. Withdrawal of earnings could reduce APY. APY may vary based on market. Membership required to open a CD and is subject to qualifications and a minimum $5 share deposit. Federally insured by NCUA.
·APY = Annual Percentage Yield. Dividends on savings are compounded monthly. APY is subject to change after account is opened. Other rates and terms available. Withdrawal of earnings could reduce APY. Membership subject to qualifications and a minimum $5 share deposit. APY may vary based on market.
~Get up to six free electronic funds transfer (EFT) transactions. These include, but may not be limited to transactions via online banking, ACH withdrawal, phone, live chat, overdraft protection, TellerPhone and ATMs on money market accounts. Each subsequent transaction will incur a $5 fee. Unlimited free transactions are allowed in person at any Veridian branch.
