Home Loan Resource Center

Access the Transfer & Pay menu within online banking, or Transfers on our mobile app, to move your money 24/7, anywhere you have an internet connection. You can also call us or stop by any branch to transfer funds from your HELOC to your checking or savings account so it can be spent. You can also request checks that can be used at retailers to pay directly from your HELOC.

Your minimum payment is 1% of the balance or $50, whichever is greater.

There must be enough money in the account you choose to have the payment withdrawn from before the transaction will process successfully. Ways to pay:

• Make your payment by transferring money from a Veridian or external account in Online Banking or our mobile app. You can even set up recurring transfers to pay your bill automatically each month. Learn how.  
• Set up preauthorized monthly payments from an account at another financial institution with ACH debit payment.
• Make a one-time payment from another financial institution or credit card* using Veridian’s online payment center. You will be charged a $10 fee and it will take up to three business days for the payment to be credited to your loan. This service cannot be used to pay balances on Veridian credit cards. 
• Stop into a branch or contact us. 

*Does not include Visa credit cards. Cards that are available for payments include: Visa debit card, Mastercard credit and debit cards, and Discover cards.

Manage alerts for payment reminders and more. Use the Tools & Support menu in online banking, or Alerts on our mobile app.

No. Veridian doesn't charge a penalty to pay off consumer loans ahead of schedule.

Veridian’s Loyalty Program gives you special discounts and other perks when you meet these qualifications:

• Enrolled in eDocs through online banking or our mobile app.
• Maintain direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions* per month.
  
  *Qualifying transactions include debit card purchases, electronic funds transfers (EFT), ATM transactions, automatic payments and checks drawn on your account. Transactions made at a branch don’t qualify.

Auto, home equity and most personal loans are eligible for a 0.25% APR discount, while Payday Alternative Loans, first mortgages and Visa® credit cards are not.

Visa Signature® cardholders will earn 2% cash back on purchases when the Loyalty Program qualifications are met.

Payment Protection is a voluntary debt protection program that steps in when you and your family need help the most. Packages are available for most consumer loans except a credit card. Learn more.

There must be enough money in the account you choose to have the payment withdrawn from before the transaction will process successfully. Ways to pay:

• Make your payment by transferring money from a Veridian or external account in Online Banking or our mobile app. You can even set up recurring transfers to pay your bill automatically each month. Learn how.  
• Set up preauthorized monthly payments from an account at another financial institution with ACH debit payment.
• Make a one-time payment from another financial institution or credit card* using Veridian’s online payment center. You will be charged a $10 fee and it will take up to three business days for the payment to be credited to your loan. This service cannot be used to pay balances on Veridian credit cards. 
• Stop into a branch or contact us. 

*Does not include Visa credit cards. Cards that are available for payments include: Visa debit card, Mastercard credit and debit cards, and Discover cards.

Manage alerts for payment reminders and more. Use the Tools & Support menu in online banking, or Alerts on our mobile app.

The money in this payment is applied directly to the principal of your loan. There isn’t interest included in the payment and your usual due date won’t change. You must be current on your loan and make your first minimum payment on time before considering a principal-only payment.

No. Veridian doesn't charge a penalty to pay off consumer loans ahead of schedule.

Payment Protection is a voluntary debt protection program that steps in when you and your family need help the most. Packages are available for most consumer loans except a credit card. Learn more.

Whether you get a new mortgage to purchase or refinance a home, that information is publicly recorded. Other companies use that information to target you, typically with offers related to your home. Many of them use your lender’s name to appear more legitimate, but these offers aren’t from Veridian or endorsed by Veridian.

Another financial institution probably services your loan. This is usually explained during your loan signing and the name should be listed on the paperwork you took home as reference.

Escrow payments are included in your total payment amount. Since your taxes and insurance can change yearly, your escrow payment will change as needed. This can cause your total mortgage payment to go up and down over time.

Escrow is not included with a 10 & Done loan. You’re responsible for ensuring tax and insurance payments are being made for your property.

There must be enough money in the account you choose to have the payment withdrawn from before the transaction will process successfully. Ways to pay:

• Make your payment by transferring money from a Veridian or external account in Online Banking or our mobile app. You can even set up recurring transfers to pay your bill automatically each month. Learn how.  
• Set up preauthorized monthly payments from an account at another financial institution with ACH debit payment.
• Make a one-time payment from another financial institution or credit card* using Veridian’s online payment center. You will be charged a $10 fee and it will take up to three business days for the payment to be credited to your loan. This service cannot be used to pay balances on Veridian credit cards. 
• Stop into a branch or contact us. 

*Does not include Visa credit cards. Cards that are available for payments include: Visa debit card, Mastercard credit and debit cards, and Discover cards.

Manage alerts for payment reminders and more. Use the Tools & Support menu in online banking, or Alerts on our mobile app.

The money in this payment is applied directly to the principal of your loan. There isn’t interest included in the payment and your usual due date won’t change. You must be current on your loan and make your first minimum payment on time before considering a principal-only payment.

No. Veridian doesn't charge a penalty to pay off consumer loans ahead of schedule.

Veridian’s Loyalty Program gives you special discounts and other perks when you meet these qualifications:

• Enrolled in eDocs through online banking or our mobile app.
• Maintain direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions* per month.
  
  *Qualifying transactions include debit card purchases, electronic funds transfers (EFT), ATM transactions, automatic payments and checks drawn on your account. Transactions made at a branch don’t qualify.

Auto, home equity and most personal loans are eligible for a 0.25% APR discount, while Payday Alternative Loans, first mortgages and Visa® credit cards are not.

Visa Signature® cardholders will earn 2% cash back on purchases when the Loyalty Program qualifications are met.

Payment Protection is a voluntary debt protection program that steps in when you and your family need help the most. Packages are available for most consumer loans except a credit card. Learn more.

Your 10 & Done loan must remain in first lien position for the duration of the loan.