Mortgage Rates
The rates below are effective 11/23/2024. Other term lengths are available for certain loan types.
These mortgages have an initial period with a fixed rate, then a variable rate that can increase or decrease annually for the rest of the 30-year term. These rates are effective 11/23/2024. Interest rate is subject to increase after consummation. Payment examples based on a loan amount of $250,000.
| Fixed term |
Rate^ |
APR≁ |
Payment example≁ |
| 5 years |
[ Show Rate ] |
[ Show Rate ] |
[ Show Payment ] |
| 7 years |
[ Show Rate ] |
[ Show Rate ] |
[ Show Payment ] |
| 10 years |
[ Show Rate ] |
[ Show Rate ] |
[ Show Payment ] |
These rates are effective 11/23/2024. Payment example based on $300,000 loan amount.
| Type |
Term |
Rate |
APR≁ |
Payment example≁ |
| Veterans Affairs (VA) Fixed-Rate Mortgage |
30 years |
[ Show Rate ] |
[ Show Rate ] |
[ Show Payment ] |
These rates are effective 11/23/2024.
| Type |
Term |
Rate |
APR≁ |
Payment example≁ |
| Iowa Financing Authority (IFA) Fixed-Rate Mortgage |
30 years |
See IFA website |
-- |
-- |
These rates are effective 11/23/2024.
| Type |
Term |
Rate |
APR≁ |
Payment example≁ |
| Nebraska Financing Authority (NIFA) Fixed-Rate Mortgage |
30 years |
See NIFA website |
-- |
-- |
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≁APR = Annual Percentage Rate. Rates based on 780 credit score, 75% loan to value and, unless otherwise noted, a loan amount of $150,000 and no discount points. Lower interest rates available by paying discount points. Rates can vary for other loan amounts and are subject to change without notice. Veridian is not responsible for typographical errors or omissions. Payment examples do not include taxes and insurance; if applicable, payment will be higher. All Veridian mortgages have no origination fee. Other loan terms may be available. Veridian NMLS ID# 531586.
^ARM rates are calculated by adding a margin, 2.75%, to an index, the 1-year Treasury rate. The minimum rate is 2.75%. Rates can increase no more than 2% each year and 6% total.