Visa® Platinum Credit Card
Our card with the best rate. Great for people who carry a balance or want to build credit.
Why You'll Love Our Visa Platinum Card
This card may be a good fit for you if:
- You tend to carry a balance from month to month.
- You have balances on other cards with higher rates.
- You're looking to build your credit history and improve your score.
- You want to secure your credit card with your savings account.
If you don't have credit history or need to build yours up, use a savings account as collateral for this card.
Great Features
Control Your Card Anytime, Anywhere
Manage your money no matter where you go with online banking and our mobile app. Use My Cards inside online banking to turn your card on and off in seconds, create purchase limits, set alerts and travel plans, manage rewards, and more.
Pay Safely and Securely
Tap to pay wherever you see this symbol, or use your phone with digital wallets like Apple Pay and Samsung Pay. You can always insert your chip or swipe your card as needed, too.
Cards Printed on Site with Local Support
Walk out of any Veridian branch in minutes with a fresh card. Get help with other issues over the phone, online or in person from the same friendly staff.
Triple Fraud Protection
Your purchases are covered by Visa's Zero Liability△ policy, and you get identity protection from NortonLifeLock. On top of that, we monitor your account for suspicious activity.
Special Perks and Savings
Use complimentary benefits like a warranty manager, auto rental insurance and travel assistance. Pay less on purchase from retailers around the globe just for using your Visa.
Apply now for your Platinum card
You can also stop by any branch to apply and walk out with your brand new card, pending approval.
Frequently Asked Questions
Stop into any branch, call us at (800) 235-3228 or use our Live Chat online. We’ll need information about the accounts with balances you’d like to move over.
To automatically pay your full balance each month, call us at (800) 235-3228, use our Live Chat or stop by any branch. If you’d like to pay a set amount each month, you can set up a recurring transfer using online banking.
You can be notified whenever a purchase on your card exceeds an amount you choose and more customizable alerts. These alerts can be set up independently for each card on your account. See My Cards under the Cards menu in online banking for more details. You can also enable other alerts through online banking for account logins, withdrawals, transfers and more.
Visa Account Updater is a service that allows participating merchants to receive updated information when you get a replacement card. Only merchants that have your information on file will be notified. Please note that it’s still your responsibility to ensure your card information is updated to prevent any interruption in recurring payments.
†APR = Annual Percentage Rate. Rates for the Visa Signature, Visa Platinum and Visa Platinum Rewards cards are determined by adding 4.9% to 15.9% to the Prime Rate as published under “Money Rates” in The Wall Street Journal. Current Veridian credit card rates range from 12.65% to 18%. Maximum APR is 18%. Possible fees: foreign transaction fee is 1% of each transaction. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, card type, and market. All loans subject to approval. See Veridian for details.
△ Covers U.S.-issued cards only. Visa’s Zero Liability policy does not apply to ATM transactions or PIN transactions not processed by Visa and certain commercial card transactions. You have 60 days after the date on your statement to notify Veridian of any unauthorized use or you may be liable for portions of any disputed charges. See Veridian for details.