Visa Signature® Credit Card
Get up to 2% cash back◂ on all your purchases — no special categories or activations required.
Why You'll Love Our Visa Signature Card
Signature Perks
Cash Back
Earn 2% cash back on your purchases when you qualify for Veridian's Loyalty Program◂. If you're not in the Loyalty Program , you'll still earn 1.5% cash back on all your purchases.
Personal Assistance
A personal concierge can book your travel, get you tickets to the game and remind you of important birthdays and anniversaries.
Upgrades and Discounts
Enjoy luxury benefits at the finest hotels, golf clubs and wineries around the world.
This card may be a good fit for you if:
- You use your card a lot and want to be rewarded for it.
- You carry a low balance or no balance from month to month.
- You simply want more cash instead of other rewards.
- You travel frequently and like special perks when you do.
Great Features
Control Your Card Anytime, Anywhere
Manage your money no matter where you go with online banking and our mobile app. Use My Cards inside online banking to turn your card on and off in seconds, create purchase limits, set alerts and travel plans, manage rewards, and more.
Pay Safely and Securely
Tap to pay wherever you see this symbol, or use your phone with digital wallets like Apple Pay and Samsung Pay. You can always insert your chip or swipe your card as needed, too.
Cards Printed on Site with Local Support
Walk out of any Veridian branch in minutes with a fresh card. Get help with other issues over the phone, online or in person from the same friendly staff.
Triple Fraud Protection
Your purchases are covered by Visa's Zero Liability△ policy, and you get identity protection from NortonLifeLock. On top of that, we monitor your account for suspicious activity.
Special Perks and Savings
Use complimentary benefits like a warranty manager, auto rental insurance and travel assistance. Pay less on purchase from retailers around the globe just for using your Visa.
Apply now for your Signature card
You can also stop by any branch to apply and walk out with your brand new card, pending approval.
Frequently Asked Questions
Points are automatically earned on all the purchases you make with your Visa Signature Card. Unlike other cash back programs, there are no rotating categories or special activations required. You can choose to collect your cash back as you like or have it automatically deposited once a year.
The minimum credit limit is $5,000.
Every Visa Signature card includes discounts or upgrades at select hotels, wineries, golf courses and chauffeur services. Additionally, a personal concierge can assist you with travel plans, event reminders and more.
You can be notified whenever a purchase on your card exceeds an amount you choose and more customizable alerts. These alerts can be set up independently for each card on your account. See My Cards under the Cards menu in online banking for more details. You can also enable other alerts through online banking for account logins, withdrawals, transfers and more.
◂Cash back rate of 2% requires inclusion in Loyalty Program by enrolling in eDocs and maintaining either direct deposit of your net payroll income into a Veridian account, or making a minimum of 10 qualifying checking account transactions per month. “Net payroll income” means the majority of the borrower’s payroll income after taxes and pre-tax deductions. Borrowers will receive standard cash back rate of 1.5% if they fail to meet Loyalty Program qualifications during the month. Points toward cash back are earned at the time of purchase based on your current Loyalty Program status. See Veridian for details.
†APR = Annual Percentage Rate. Rates for the Visa Signature, Visa Platinum and Visa Platinum Rewards cards are determined by adding 4.9% to 15.9% to the Prime Rate as published under “Money Rates” in The Wall Street Journal. Current Veridian credit card rates range from 12.90% to 18%. Maximum APR is 18%. Possible fees: foreign transaction fee is 1% of each transaction. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, card type, and market. All loans subject to approval. See Veridian for details.
△ Covers U.S.-issued cards only. Visa’s Zero Liability policy does not apply to ATM transactions or PIN transactions not processed by Visa and certain commercial card transactions. You have 60 days after the date on your statement to notify Veridian of any unauthorized use or you may be liable for portions of any disputed charges. See Veridian for details.