Home Improvement Loans
Turn your house into your dream home.
We offer loans of up to 133% of the value of your home, as well as unsecured loans that don't require equity at all. Home improvement loans must be used to make repairs or renovations to your home.
Product Options
Borrow up to 133% of your home's value with a term of 5, 10 or 15 years. Maximum loan balance is $250,000.
Get a loan without collateral that's based on your credit rating. Borrow up to $10,000 at a term of 5 or 10 years, or borrow up to $25,000 at a term of 5, 10, or 15 years.
- Your improvements will cost more than the equity in your home.
- You currently don't have any equity.
- You don't want to use your home as collateral for your loan.
- You need to make repairs or updates to your home.
Getting a Home Improvement Loan
STEP 1:
STEP 2:Close Your Loan
Sign final loan documents with standard closing costs of around $275.
STEP 3:Start Spending
For secured loans, you'll receive a lump-sum deposit in the Veridian account you choose. Some loans may be paid directly to contractors.
Frequently Asked Questions
"Every person I talk to was very helpful pleasant. They all took time and explained things to me so I could understand it might have been more than once till I understood. They were all very helpful with me on my phone."D.M.July 2024
"The people at Veridian are great. They treat you like family. They are always there to help."T.P.May 2024
"It was easier than I thought it would be!!!! Great rate and great service!! I am a very happy member!!!"K.S.May 2024
"I’ve been with Veridian for a while now and everything has been a breeze. Their customer service is always very helpful!"A.A.May 2024
"This was remarkably easy, took our time and busy schedules into consideration, but still made us feel like we had all the facts and information along the way. Really exceptional service and program."C.F.April 2024
Are you ready to improve your home?
⥾ APR = Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, loan-to-value ratio, collateral conditions, and market. All loans subject to approval. Additional costs may apply. Home Improvement loans only available in IA, NE and MN for owner-occupied primary residences. Second homes and vacation homes are not eligible. Maximum loan amount $250,000. See Veridian for details.
Loyalty Program discount of 0.25% APR offered when enrolled in eDocs and while maintaining direct deposit of net income to Veridian or, if unavailable, a minimum of 10 qualifying checking account transactions per month. Borrowers will lose discount if they fail to meet Loyalty Program qualifications during loan term. See Veridian for details.