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Routing Number: 273976369

Our unique, nine-digit number that functions as an address for your bank.

Checking Account

Checking made simple. No additional qualifiers. Just easy access to save and spend your money.

Start your membership with a savings account and an initial deposit of just $5. Then you’re ready to choose a checking account.
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No monthly fees or minimum balance

  • Access your money with no monthly maintenance fees.
  • No minimum checking account balance is required for members.
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Earns dividends

  • Earn interest on your balance.
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Free debit card and no-fee ATM network

  • Get your free debit card by mail or instantly at Veridian branch
  • Make free ATM transactions at thousands of Privileged Status ATMs.
  • Set spending alerts and limits and turn your card on and off using Card Control in Online Banking
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Get paid early

Benefits of EVERY Veridian Free checking account

contactless payment
  • Tap to pay, and compatible with mobile payments (Apple Pay, Google Pay and more).
  • Turn your card on and off, and set spending limits with Card Control in digital banking.
  • Make unlimited transactions at Veridian-owned ATMs with no surcharge, or up to 10 transactions free at a SHAZAM Privileged Status Network ATM near you.

  • Card issued instantly on site. Choose a green or purple card!
online banking
  • Access your accounts, transfer money, pay bills, check your balance and more from online banking or the Veridian mobile app.
  • Use Remote Check Deposit on your mobile device.
  • Track your credit score for free with Credit Central.
  • Set email or text alerts for balances, transfers and due dates.
  • Easily open new accounts with Quick Apply.
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  • No minimum balances.
  • No monthly fees.
  • Free Overdraft Protection.
  • Reorder checks online anytime.
  • Get paid early when your direct deposit is sent to Veridian.

Ready to open your checking account?

Current members can open a checking account faster with Quick Apply in online banking.

Find a Branch Near You

We're Happy to Help!

Serving all 50 states digitally with branches in Iowa, Nebraska, and Minnesota.

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