Identity theft - not just for adults
Don't let your child fall victim to identity theft. Learn what to watch for and how to prevent this crime.
Published Friday, April 22, 2016 to Advice
Unfortunately, it's not just adults who become victims of identity theft. Children are also at risk. And lucky for thieves, it's not always easy to recognize.This type of fraud can go unnoticed for several years and is sometimes not detected until the child is grown and applying for credit.
Signs to watch for:
- Your child receives credit card approvals or other offers in the mail normally targeted to adults
- Your child is denied government benefits due to poor credit history
- Your child is denied a bank account due to credit history or because an account is already open
- Your child already has a credit report
- Receiving an IRS notice about income taxes or tax returns in your child's name
- Collection calls or bills for products you didn't order or receive
Prevent this type of fraud:
- Don't share your child's Social Security number unless you know and trust the other party
- Protect your home computer with an up-to-date antivirus software
- Never allow children to carry their Social Security cards
- Shred all documents containing your child's personal information
- Find a safe location for all records containing personal information - digital and paper
- Inspect and review your child's education records from school
If you suspect your child’s identity has been compromised you can report it and learn more on Transunion's Child Identity Theft website.